You already know the version your sister tells. You have your own, and your brother has a third that he is sure of. Each of you can point to a moment when Mom made her wishes clear, and each moment is probably real. The trouble is that she said different things to different people in different rooms, and now the family is dividing the bill according to whichever memory got the loudest hearing in the last meeting.

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Write down what each person heard

Before anyone argues about the plan, ask each sibling to write, separately, the wish they believe Mom expressed. Then add three things to every line: where she said it, who else was in the room, and whether she was describing what she wanted or what she was willing to put up with. Those three details separate a firm preference from a passing comment made on a bad afternoon.

Sort the wishes into three piles

Put every wish into one of three piles. The first holds things she has said plainly and more than once, such as wanting to stay in her own house. The second holds things she has hinted at or said only once. The third holds things nobody can trace to her at all, which often turn out to be what the most anxious sibling hopes she wants. Only the first pile should set a budget line without a second conversation with her.

Check the wishes against the bills

Take each firm wish and attach a line item to it. If she wants to stay home, the line covers the hours, the equipment, and the person who pays for each. If she wants to keep a particular routine, the line covers who drives her and who covers the cost of the drive. A wish with no line item is a wish nobody is paying for, and that is usually the one still being argued about in the group text.

Ask who holds the record

Ask the family one question: where is the written version of what Mom wanted, and who has a copy? If the answer is a sticky note, a sibling's memory, or a text thread, the record is not holding up. Also ask whether any document meant to speak for her has been checked by someone qualified to read it, since a wish written on a napkin and a document that lets someone act for her are different things. The Local help page points to where to start that question, and the Sources page lists the public pages this guide rests on.

Say the drift out loud

When you bring this to the meeting, do not open with who was right. Open with the list. Read the firm wishes first, let each sibling confirm or correct them, and then move the disputed ones into the third pile, where they wait for a real conversation with Mom instead of a vote about her. Your job in that room is to keep the labor visible. Her wishes are the reason the labor exists, and once they are sorted, the bill becomes much easier to divide.